International Mortgage Solutions for Luxury French Properties

Nov 17, 2023

100% Purchase Price Financing! Discover the Charm of the French Riviera

Nestled along France’s southern coast, the French Riviera unveils enchanting towns that have captivated generations of celebrities. Offering about 300 days of sunlight annually, the Riviera promises an idyllic climate. The region boasts designer boutiques, and nearly 40 Michelin-starred restaurants, providing an ambiance of sophistication. It’s also a thriving community for English and American expatriates.

Top Locations for Property Owners

Bordered by breathtaking mountains and the serene sea, the Riviera promises a perfect balance between coastal living and access to snow-capped peaks. Here are some top places to reside on the Riviera:

  • Antibes: Originating from the 16th century, Antibes is a maze-like town with splendid villas in the wooded Cap d’Antibes.
  • Cannes: Famous for its high-end boutiques and iconic film festival, Cannes is located close to the secluded Lérins Islands.
  • Nice: This significant French city offers a vibrant nightlife, chic boutiques, and an assortment of museums.
  • Saint-Jean-Cap-Ferrat: Renowned for luxurious estates, exquisite dining, and serene beaches with panoramic views.
  • Saint-Tropez: Well-known for pristine beaches and vibrant clubs, it’s a haven for entertainment seekers and a popular family holiday destination.

Financing Solutions for Foreign Nationals

Acquiring financing for foreign nationals to purchase properties in France has been challenging due to language barriers and time zone differences. Our European Lender Acquisition team has partnered with smaller private banks to create a tailored financing solution for international clients.

Eligibility and Requirements

Banks assess candidates based on specific benchmarks:

  • Geographical Preference: Priority for sought-after areas including Paris, leading locations in The French Alps, and The French Riviera.
  • Property Types: Luxury Apartments, Modern Residences, Contemporary Villas, Maisons de Maître, Manoirs, or Impeccably Refurbished Chateaux.
  • Loan Size: Minimum €1M loan amount, excluding ancillary fees.
  • 100% LTV Solution: Clients invest a portion of funds equal to 30-50% of the loan amount into an interest-earning product.
  • Age Bracket: Applicants should ideally be below 60 or no older than 65 at the time of submission.
  • Financial Overview: Focus on high-net-worth individuals with liquid assets exceeding €2M.

We are easy to get a hold of, contact us for more information about getting financing for properties in the South of France.